Frequently Asked Questions

Individual practitioners work through specific network providers; however, we can help you find out which plans your doctor will accept in-network and find a solution a solution that works for you.

Typically, when you purchase a life insurance policy for yourself you can name almost anyone as a beneficiary. It is assumed that if the policyholder would only choose a beneficiary with their best interest in mind who would want them to live a long healthy life. When purchasing a life insurance policy for someone else however, the beneficiary must show insurable interest.

The short answer is yes. Although laws vary from state to state, almost every area of operation within the United States requires you to have an active Workers' compensation policy in-force for employees.

You can purchase a trucking insurance policy that includes these features under many circumstances, even if it doesn't include an actual collision. It's very common to have this range of coverage in comprehensive trucking insurance plans, but it may be included in standard trucking insurance policies in certain situations. Refer to your policy details or contact us to find out how your commercial trucking insurance covers you.

Livery Insurance is a technical term that applies specifically to commercial auto insurance / car insurance policies on vehicles that transport people. This is not the same as commercial trucking insurance and doesn't necessarily define company-owned cars. It is often used to cover commercial transportation vehicles like taxis or limousines. You may be required to have a commercial insurance policy on any vehicle that is used in a business to generate income from transportation services.

Renters insurance typically provides personal property coverage. This helps cover the cost of replacing your personal belongings in the event of a fire or other unforeseen circumstances, and acts of nature. This generally applies to certain risks known as "Perils" which are described in your policy details.