Business Insurance
Protect your business with innovative and customized insurance strategies, ensuring you're prepared when you need it most. Business insurance is essential for companies of all sizes. At StarNet Insurance Group, we help you find the right coverage, no matter your industry or scale.
There are many types of business insurance, and some of them are listed below. If you need any kind of business insurance coverage not listed here, don't hesitate to reach out—we can insure anything that can be insured.
General Liability Business Insurance
This type of business insurance will protect your business in the event of property damage, bodily injury, personal injury, and a wide range of claims that can occur from normal operation.
Professional Liability Business Insurance
This type of business insurance is often a necessity of service industries. Professional liability business insurance can help to cover the costs of defense claims, legal costs, and negligence claims that may arise.
Business Insurance
Your business deserves coverage that is just as comprehensive as in every other area of your life. A policy of business insurance usually breaks down into six different categories.
Professional liability insurance keeps you covered in any number of situations, most commonly negligence or failure to perform to your client's full satisfaction.
Product liability insurance covers any situation where you may have manufactured or sold a product that is considered faulty or harmful to the public health.
Business disruption insurance covers you during any time where you may have to temporarily shut down your business. This can be due to fire, flood, a natural disaster, or even civil unrest, such as rioting.
Home-based insurance is necessary to keep your business covered if you happen to run your business from home. This policy supplements your homeowner's insurance.
Property insurance protects your business if it is subject to theft, vandalism, or fire.
Vehicle insurance covers damage to any vehicle that is owned by your business. If your employees use their own vehicles to do business in, they will normally be covered by their own auto insurance policy.
Error & Omission Insurance
If you own a business that regularly gives advice - whether financial or in the form of some kind of consultancy - you will be well advised to take out a policy of Error & Omission insurance.
Error & Omission insurance is designed to cover a wide number of areas. These may include, but will not necessarily be limited to, personal injury such as slander or libel, intellectual copyright issues, accusations of false advertising or other forms of alleged misrepresentation, and fraud.
This is an excellent policy to have if you are likely to find yourself being accused of error or oversight - whether intentional or otherwise - or if you could be put in a position where a former client is claiming you did not live up to your end of a contractual agreement.
Workman's Comp or Workers' Compensation Business Insurance
When an employee suffers from a work-related injury or illness that's covered, Then worker's compensation business insurance can cover a portion of lost wages and medical costs. Most companies are m required by mandatory to have this type of business insurance to operate within the United States.
Workman’s compensation insurance is designed to provide benefits to employees who have suffered illnesses or injuries on the job. Workman's comp coverage can include but is not necessarily limited to medical care and lost wages.
Workman's comp insurance will also provide a series of pre-arranged financial benefits to your family if you should suddenly pass under these conditions. Your workman's comp insurance may also be able to cover the court costs of your survivors if they should decide to sue the company where you received your fatal illness or injury.
Business Owner Policies (BOP) For Business Insurance
This form of business insurance often includes coverage found in general liability policies with additional coverage against specific risks your business may be subject to. This business insurance commonly includes coverage for commercial buildings, loss of business income, and personal property damages.
Commercial Auto Insurance / Car Insurance For Company-Owned Vehicles
Our team of professionals can also work with you to find coverage for your company-owned cars and commercial-work vehicles. This includes options for general liability, collision, comprehensive coverage, property damages, bodily injury, uninsured motorist, and more.
At StarNet Insurance Group, we're here to help you navigate the complexities of insurance. Please feel free to contact us with any questions you may have.